What’s Included in a Condo Insurance Policy

Your condo insurance should do more than cover the basics—it should protect your unit, your belongings, and your financial well-being. We’ll review your association by-laws to make sure you’re covered properly and avoid costly gaps in coverage.

Common coverage options include:

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• Interior Unit Protection – Covers drywall, floors, cabinets, and fixtures within your unit.

• Personal Property Coverage – Insures your furniture, clothing, appliances, and electronics against theft, fire, or other covered losses.

• Loss Assessment Coverage – Helps pay your portion of shared community repairs if the association’s coverage falls short after a major claim.

• Liability Protection – Covers injuries or damage that occur inside your unit where you are legally responsible.

• Medical Payments Coverage – Pays for minor injuries to guests without needing a lawsuit.

• Loss of Use Coverage – Covers temporary living expenses if your condo becomes unlivable due to a covered claim.

Local Condo Insurance Experts Serving New Braunfels and Beyond

As a local New Braunfels agency, we know how area condo associations operate and the most common coverage gaps faced by homeowners. Our team regularly serves condo and townhome owners in New Braunfels, San Marcos, Seguin, and throughout Central Texas, offering personalized guidance and quick claims support.