Protect the Physical Assets That Keep Your Business Running

If you own or lease a business space in New Braunfels, Business Personal Property (BPP) insurance is one of the most critical coverages to have. This policy protects the physical items your business relies on — from furniture and inventory to equipment, signage, and supplies — against damage, theft, or loss. Whether you run a retail shop, office, or warehouse, your property deserves strong, reliable coverage.

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• Covers furniture, inventory, computers, equipment, tools, and more

• Protection against fire, vandalism, theft, and other covered events

• Optional endorsements for valuable papers, electronics, or fine arts

• Works as stand-alone coverage or bundled in a BOP (Business Owners Policy)

• Customizable for your specific industry or location risk profile

Why BPP Insurance Matters for Texas Businesses

Unexpected losses like a break-in or fire can disrupt operations, cost thousands in replacement expenses, or even force you to shut down temporarily. Business Personal Property insurance is designed to keep you protected — so you can repair, replace, and reopen quickly.

Here’s what’s typically included in BPP coverage:

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• Movable Business Property – Includes items not permanently attached to your building

• Fixtures & Equipment – Protects installed items like registers, machinery, or display units

• Inventory & Stock – Coverage for raw materials, finished goods, or retail items

• Business Interruption Add-On – Optional coverage for lost income during downtime

• Theft, Vandalism, Fire, & Weather Events – Protection from the most common causes of loss

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We’ll walk you through how much coverage you need based on your assets — and help you avoid being underinsured or overpaying.

Local Coverage From a Trusted New Braunfels Agency