Specialized coverage for fitness professionals
Whether you run a gym, teach group classes, or offer one-on-one personal training, fitness businesses face constant risk. At Miller & Miller Insurance Agency, we provide tailored insurance solutions for gyms and fitness professionals throughout New Braunfels and Central Texas — so you're covered where it matters most.
Who Needs Fitness Business Insurance?
If you're in the health or wellness industry and regularly work with clients, use equipment, or operate out of a physical location, you need proper protection.
Our policies are ideal for:
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Gym and fitness center owners
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Personal trainers (independent or employed)
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CrossFit affiliates and HIIT studios
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Yoga, dance, and pilates instructors
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Martial arts studios and coaches
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Boutique or mobile fitness operators
Don’t assume your general liability policy covers everything — most don’t.
What’s Included in a Gym Insurance Package?
We customize your policy based on your operations and exposure.
Typical coverages include:
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General Liability – Protects against injuries and property damage
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Professional Liability (E&O) – For claims involving instruction, advice, or coaching errors
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Business Property – Covers equipment, fixtures, flooring, and more
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Workers Compensation – Required in most cases if you have staff
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Cyber Liability – Important for online scheduling and client data
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Business Interruption & Equipment Breakdown – Optional but recommended
Whether you're training in a warehouse gym or a boutique studio, we can match you with affordable, effective coverage.
Local Support for Fitness Businesses in Central Texas
We're based right here in New Braunfels, serving gyms and studios across Comal County, Seguin, San Marcos, and the Hill Country. As a local agency, we understand the unique challenges and liability exposures Central Texas fitness pros face — from seasonal class fluctuations to equipment-heavy operations.
Serving Farms Across Central Texas
From New Braunfels to rural Comal, Guadalupe, Seguin, and surrounding Central Texas areas, we proudly insure all types of agricultural businesses. Whether you're raising cattle, harvesting crops, or running a vineyard, we understand the local risks — and how to insure against them.
WHY US?
WHAT SEPERATES M&M
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CLAIM ASSISTANCE
OUR BLOGS
Top Liability Mistakes Gym Owners Make
Read our latest blog post to learn the most common insurance mistakes fitness business owners make — and how to avoid them before they cost you.
CONTACT US
Get Your Fitness Insurance Quote Today
Call our New Braunfels office or visit our quote page to start the process. We’ll guide you step-by-step and make sure your gym or fitness business has the right protection in place — so you can focus on helping others stay strong.