The benefits of an independent agent

There is a difference where you buy your protection. Many people don't realize there are two primary sources for insurance:

  • Captive insurance agents are restricted to offering only one company’s insurance products. In addition, captive agents may also be required to sell other products from that company, such as annuities and investment plans. While these agents may be knowledgeable about their products and offer good products, they are limited in terms of what they can offer you.
  • Independent Insurance Agents unlike captive agents, can offer you products from a variety of different insurance companies such as Safeco, Travelers. Kemper, State Auto, Progressive, etc. As an Independent Agent, Miller & Miller Insurance can better serve your interests, because we can review multiple policies and pricing options, and recommend the best combination for you. That's the real value in choosing a local independent agent – we offer knowledgeable advice and personalized service.